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Loans

7 Bad Credit Lenders that Aren’t Loan Sharks

September 25, 2019October 18, 2019 Julia Peoples

Often times when you need a loan, it is not a place you want to be. You probably need access to cash quickly and you do not have it saved. Most likely, some type of emergency has come up and you need money. This becomes complicated when you have bad credit and you need money ...

Jobs

Your Guide to the Top Side Jobs You Can Do from Home

September 17, 2019March 25, 2020 Carlie Lawson

Everywhere you look today, it seems people write or talk about their side gig. In the 1970s and 80s, nearly every family became a two income family by both spouses working. In the 2000s, you cannot wait to get married to obtain a second income. That leaves it to each person to implement a side ...

Jobs

How to Relocate for a New Job with No Money

September 4, 2019October 18, 2019 Brandy Woodfolk

So you are considering relocating for a new job? Starting a new job can be exciting. Starting one in a brand new place is even more exciting. What happens, though, if you need to relocate for a new job when you have no money? It can be a stressful thought, especially if you know that ...

Loans

How to Open an Online Bank Account with No Deposit

September 1, 2019September 27, 2019 Julia Peoples

A bank account may be something you never think about. You may already have one, but maybe you do not. I remember the old days of banking when you had to go into the bank for everything. Now, it is so much easier. You can handle all of your banking needs online, even opening a ...

Loans

Shark Bite: What is Considered a Predatory Loan?

August 26, 2019October 16, 2019 Jennifer McKnight

In 2010 alone, 12 million American families took out emergency loans from payday lenders. This is a clear indication that these loans are not only gaining in acceptance and popularity. A good number of them helping consumers meet their immediate financial needs. Loans can come in handy when there is a need for extra cash. ...

Debt Relief

What is the Difference Between Debt Settlement and Debt Counseling?

August 23, 2019March 19, 2020 Brandy Woodfolk

You see and hear them absolutely all the time: offers to lower or wipe away your debt or settle your debts for a fraction of the amount. They literally pop up in front of you all the time. Case in point, as I write this, I got an email notification. The email came from –you ...

The 7 Best Financial Literacy Charities: Money Deeds

August 19, 2019September 30, 2019 Cole Lehman

By 2018, the average American had approximately $38,000 in personal debt, excluding home mortgages. Over the years, there has been a steady increase in the amount of personal debt that Americans owe. These range from small cash loans to loans for low-income earners. While taking out loans can help borrowers to meet their immediate needs and ...

How to Successfully Handle Debts and Increase Your Income

August 18, 2019April 5, 2020 Ethan Taub

Are you swimming in debts hopelessly? Don’t worry; a solution is waiting for you. Operating in a life full of debts can be embarrassing! You lack the freedom to plan for your income confidently. Why? A potential client whom you owe will be calling you the next minute. Guess what? Agony follows!! No clear ...

Is it Better to Pay Off Debt or Build An Emergency Fund?

August 17, 2019November 17, 2019 Nwayita Perry

Most of us understand the value of saving. Many of us grew up being told that it’s best to have a nest egg or rainy day fund to cover unexpected events. However, what happens when debt outweighs saving? What should you do? Is it possible to save and pay off debt? What’s the best approach. ...

Loans

11 Popular Lenders That Offer Small Dollar Loans

August 7, 2019September 27, 2019 Brandy Woodfolk

Sometimes you are going about life floating. Feeling like things might finally be going your way, and the next life smacks you in the face. I know the feeling, all too well. In very recent weeks, my husband and I were able to make some moves towards investments. This kind of investment that would help ...

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