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Cheryline Lawson

Author: Cheryline Lawson

Cheryline Lawson is a personal finance writer who lives in Fort Lauderdale, Florida with her husband and two boys. She has worked as a mortgage broker and loan processor in the most recent past. She shares a lot of her experiencing in financial planning, real estate investing and budget advice with national media outlets like GoBankingRates, Intuit, Bustle, Buzzfeed and CBS News. Ms. Lawson is a graduate of Broward College in Florida. She came into her own as a mortgage broker after realizing so many people need help to get into their first home. She has a passion for helping others, especially those who need financial advice to use in their daily lives.

When to Use a Credit Card vs Debit Card?

What Will Happen to My Inactive Credit Card

For various reasons, many people apply for credit cards that they later decide not to use. Due to this, when the plastic reaches your hands, the question arises as to what consequences not activating it could imply. Thinking about this uncertainty:  What happens if I do not activate my credit card or let it remain ...
A Course On The Best Credit Cards for Students

A Course On The Best Credit Cards for Students

Let us face it, when you are a student you are thinking about your plans for your Friday night. You are not thinking about what are the best credit cards for students. Even if you do not give it so much importance, having the right cards could make your life easier. Before talking about the ...
Why Being a Cosigner on a Loan is a Bad Idea

Why Being a Cosigner on a Loan is a Bad Idea

Shakespeare already said it: “Do not lend or borrow; because whoever lends often loses the friend and the loan”. This might sound cliché, but it is not. Four hundred years after this Shakespeare’s quote, people are still debating whether or not to help a loved one by lending them money or as guarantor on a ...
How to File for Bankruptcy After Running Out of Options

How to File for Bankruptcy After Running Out of Options

Are you at the point where you need money to pay bills because you are drowning in debt? You are not alone! Indeed, many people are experiencing the same thing and want to know how to file for bankruptcy. Anyone who is thinking about filing for bankruptcy is initially in an awkward position, though, since ...
Cash Advance from employer

Should You Get a Cash Advance from My Employer?

Many people who are in need of a short bridge loan have asked that question. Should I take cash advances my employer? A cash advance is a short-term loan offering that is usually secured by an income stream instead of by an asset or the long-term credit of the borrower. The creditor expects to be ...