An emergency fund can help you deal with unexpected expenses. Dealing with these items, such as medical emergencies or car repairs, is never fun. Without an emergency fund, these unplanned expenses can turn into a financial disaster. About 4 in 10 adults can’t afford to pay for an unexpected expense without borrowing money or selling belongings. What ...
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The debt snowball method gets its name from the snowball making process. The fastest way to get traction when building a snowball is to pack some snow into a tight ball and then roll it through the yard. As it gains momentum and speed, the snowball can grow into more of a snow boulder. This process can ...
The world we live in is expensive. Unless you were born into a rich family or made a lot of money fast, you have to work hard for your money. It always seems like there just is not enough. No matter how much money we make, we always seem to need more. That is how ...
When it comes to understanding money, we think we know everything we need, right? You work and you get a paycheck. That money goes into your bank account. You have bills and you pay them. It should be that simple. I think we can all agree that it is rarely ever that simple. Do not ...
Most people have found themselves in a financial bind at one point or another. We may need an extra hundred dollars or two until our next payday. We may also have a utility bill that needs to be paid or perhaps even rent or your mortgage. Regardless of the reasons, when your obligations are placing ...
If you’re struggling financially, a payday loan can often be that beacon of light at the end of the tunnel. This may be especially true if you’re someone who has questionable credit. If your credit isn’t the best, you may not be able to obtain a conventional bank loan. However, even if you do have ...
Some 79 million Americans are faced with medical bills and debts that they can’t cover or pay for, according to the Commonwealth Fund. That’s nearly half of all working adults in the US. It’s a lot of people, and I’m one of them. Just as they say in life, “there are no guarantees”, I hate to break ...
We all need money to help us get through life from time to time. There is no shame in that. Everyone needs to turn to help with small cash loans from time to time. Depending on your situation, they might just save you. Now, there are different types of loans out there. One kind of ...
Finding money loans near me can be an exciting possibility. When you need the funds for medical bills, your monthly rent, or simply an advance in order to go on vacation, it’s possible to explore cash loans. There are a few options that are available to you. Storefront loans or online lenders can provide you ...
You’ve probably been told countless times that you can’t get a loan with bad credit. I know it’s something I heard over and over when I needed money to cover a shortfall. I started to look online for more information about bad credit loans and learned that I wasn’t completely out of luck. Plenty of ...