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Nwayita Perry

Author: Nwayita Perry

Nwayita Perry is a personal finance writer who knows the value of getting the most out of her dollars. She understands that financial savvy is the key to making her budget stretch. She takes pride in sharing her financial planning and spending advice generously and prolifically. Her passion lies in helping millennials, as well as people of all ages and from all walks of life, develop rich habits they can use for life.

Top 10 Debt Relief Programs for a New Beginning

Top 10 Debt Relief Programs for a New Beginning

It can happen to anyone. You’re working hard to save up money and pay down your bills. Suddenly, you’re swept up in a round of layoffs and lose your paycheck. Or perhaps you fall ill and miss work. Or maybe you total your car and don’t have comprehensive coverage. Next thing you know, you’re buried ...
Helpful Steps to Recover from a Bankruptcy

Helpful Steps to Recover from a Bankruptcy

Bankruptcy can feel like a death sentence. The shame alone is enough to make many people socially anxious. However, you can recover from a bankruptcy, and YES, there is life after bankruptcy. You can take steps back to financial health if you know what to do. It may not happen overnight but it will happen. ...
Simple Steps to Get A Higher Paying Job

Simple Steps to Get A Higher Paying Job

Most of us are interested in anything that will put more money in our pockets. This includes a higher paying job. However, it’s not always easy to figure out how to get that coveted job. Your lifestyle and your bills may push you to find ways to make more money. After all, the electric bill ...

Is it Better to Pay Off Debt or Build An Emergency Fund?

Most of us understand the value of saving. Many of us grew up being told that it’s best to have a nest egg or rainy day fund to cover unexpected events. However, what happens when debt outweighs saving? What should you do? Is it possible to save and pay off debt? What’s the best approach. ...
What is a Payday Loan and How does it work?

What is a Payday Loan and How Does it Work?

Most people have found themselves in a financial bind at one point or another. We may need an extra hundred dollars or two until our next payday. We may also have a utility bill that needs to be paid or perhaps even rent or your mortgage. Regardless of the reasons, when your obligations are placing ...
Monthly Installment Payday Loans

Monthly Installment Payday Loans: An Honest Guide

If you’re struggling financially, a payday loan can often be that beacon of light at the end of the tunnel. This may be especially true if you’re someone who has questionable credit. If your credit isn’t the best, you may not be able to obtain a conventional bank loan. However, even if you do have ...