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Theresa Hammond

Author: Theresa Hammond

Theresa Hammond is a single parent who learned the basics of personal finance the hard way. She now spends her days researching and writing about financial tips and tricks that are relevant to everyday people. She’s also raising two children who have more financial sense than she had before the age of 21. Her writing extends from personal finance to health, wellness, and even a bit of fiction.

How to Get a Loan with Bad Credit Using Cautious Optimism

How to Get a Loan with Bad Credit Using Cautious Optimism

Are you wondering how to get a loan with bad credit? You may assume that loans are only available to those with excellent or at least fair credit, but more lenders are open to consumers with credit issues than you may realize. You’ve made financial mistakes in the past, but your hard times don’t have ...
11 Fresh Money Saving Tips for Those With Low Income

11 Fresh Money Saving Tips for Those With Low Income

If you’re looking for money saving tips but you don’t have a substantial income, you’ve come to the right place. You’ve likely heard all the standard replies to money-saving inquiries, including the necessity of creating a budget and managing debt to get your money under control and boost your credit score. While those are important ...