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Category: Small Loans

What is a Payday Loan and How does it work?

What is a Payday Loan and How Does it Work?

Most people have found themselves in a financial bind at one point or another. We may need an extra hundred dollars or two until our next payday. We may also have a utility bill that needs to be paid or perhaps even rent or your mortgage. Regardless of the reasons, when your obligations are placing ...
Monthly Installment Payday Loans

Monthly Installment Payday Loans: An Honest Guide

If you’re struggling financially, a payday loan can often be that beacon of light at the end of the tunnel. This may be especially true if you’re someone who has questionable credit. If your credit isn’t the best, you may not be able to obtain a conventional bank loan. However, even if you do have ...

Is It Ever A Good Idea To Get A Payday Loan?

Payday loans and other emergency cash loans are short-term loans, usually for $500 or less, designed to help people get through the gap between paychecks. Treated responsibly, payday loans can pay for emergency medical expenses. They can keep your car running so you can keep your job.  They can save you checking account overdraft fees ...
Payday Loan Basics

Payday Loan Basics Spelled Out: Loans 101

When it comes to loans and financial success it is nice to start out with the basics and have the helpful information close to you as you prepare.  There are entire books about interest rates, APRs, and lending rates.  The information here was simplified to make it easier to get through the lending basics.  Loans 101 ...
Guaranteed Loans

Guaranteed Loans: Another Name for a Payday Loan

Some 79 million Americans are faced with medical bills and debts that they can’t cover or pay for, according to the Commonwealth Fund. That’s nearly half of all working adults in the US. It’s a lot of people, and I’m one of them.  Just as they say in life, “there are no guarantees”, I hate to break ...

How do Payday Loans Affect your Credit?

We all need money to help us get through life from time to time. There is no shame in that. Everyone needs to turn to help with small cash loans from time to time. Depending on your situation, they might just save you. Now, there are different types of loans out there. One kind of ...